Lifestyle Loans 

High-Interest Loan Refinance

If you have a high-interest loan at a finance company like OneMain Financial or Mariner Finance*, you may be able to save thousands by refinancing at GPOFCU.

Finance companies like One Main and Mariner Finance*exist for one reason: to make as much money from their customers as possible. They promise fast and easy loans for anyone, but what they really do is charge you thousands of additional dollars to borrow money at a higher interest rate than you deserve. We know our members deserve SO MUCH BETTER! That's why GPOFCU is committed to helping members save thousands of dollars by refinancing their high-interest rate finance company loans through the credit union instead**. Don't spend another month throwing your money away on high-interest loan payments; open your eyes to refinancing at GPOFCU.

*GPOFederal Credit Union is not affiliated with or acting on behalf of One Main Financial or Mariner Finance.
**Certain restrictions apply. Not all applicants will qualify. Loan example: $25,000 loan at 9.75% APR for 60 months would have an estimated monthly payment of $ 528.10. Membership required. The National Credit Union Administration federally insures this credit union.

Home Improvement Loan

Looking around and noticing the place could use a fresh coat of paint, new kitchen counter tops, or a new deck for that long overdue cookout?

Finance that project with an Unsecured Home Improvement Loan 

Fixed RATES AS LOW AS 5.99% APR*

*APR= Annual Percentage Rate. Actual rate is based upon evaluation of the applicant’s credit. Your actual APR may vary. Other restrictions apply. Please contact Credit Union for further details. Loan example: $10,000 loan at 5.99% APR for 36 months would have an estimated payment of $304.23

Lifestyle Loan

We offer affordable loans to support nearly every lifestyle. If you have a specific or unexpected need that requires financial support, our Lifestyle unsecured loan may be right for you. Borrow up to $25‚000 for any term up to 60 months*. Set up your payment by payroll deduction/direct deposit for on-time payments.

Lifestyle unsecured Loan Options:

  • Medical, Dental, Cosmetic Surgery, Fertility treatments, Adoption services

  • Household furnishings, Landscaping, Home repairs, Property taxes

  • Weddings and Honeymoons

  • Vacations and Travel

  • Consolidating Debts

  • Computers, appliances, etc.

  • Moving expenses, Funerals, Auto repairs, Vet bills

  • Many other options will be considers - Just ask!

*Certain restrictions apply. Not all applicants will qualify. Loan example: $25,000 loan at 9.25% APR for 60 months would have an estimated monthly payment of $ 525.21. Membership required. This credit union is federally insured by the National Credit Union Administration.

Share Secured Loan

For a guaranteed loan at one of the lowest rates‚ borrowing against your savings is the smart way to go. No credit check is required. Pledge any amount of your Savings or Share Certificate as collateral; maximum loan is the amount of your deposit being pledged.

Line of Credit

An open-ended‚ unsecured Line of Credit can be a valuable tool in your overall financial management strategy. Any time you need extra cash at low rates‚ money is available up to your predetermined credit line. A Line of Credit can be used as overdraft protection on your GPOFCU checking account.

  • Credit limits of up to $25‚000 are available to qualified applicants

  • Minimum monthly payment is 3% of the outstanding balance