Schedule of Fees
Effective Jan 1‚ 2021
ATM Fees
| Service | Fee |
|---|---|
| Non-proprietary ATM Withdrawal/Transfer Fee (after 4 each month) | $1.00 per transaction |
| ATM Balance Inquiry Fee (after 4 each month) | $0.75 per inquiry |
| ATM Declined Transaction Fee (after 4 each month) | $0.75 per transaction |
| ATM Card Replacement Fee | $5.00 |
Share Draft Checking Fees
| Service | Fee |
|---|---|
| Non-sufficient Funds (NSF) Fee | $35.00 per item |
| Overdraft Fee — Overdraft Privilege/Courtesy Pay | $35.00 per item |
| Stop Payment Fee — Share draft or ACH | $15.00 per item |
| Share Draft Copy Fee | $3.00 |
| Share Draft (Checks) Printing Fee | $18.00-$25.00 per box |
| Online Share Draft Copy | FREE |
| Check Cashing Fee/Non-member | $5.00 per check |
Visa® Fees
| Service | Fee |
|---|---|
| Returned Check Fee | $35.00 per item |
| Cash Advance Fee | $20.00 |
| Late Fee | $20.00 |
| Lost/Stolen Card Replacement Fee | $5.00 |
| VISA Gift Card Fee | $3.00 per card |
Other Fees
| Service | Fee |
|---|---|
| ACH NSF Fee (debit) | $35.00 per item |
| Account Closed within 6 months of opening | $5.00 |
| Address Search (bad address fee — every 6 months) | $10.00/month after 6 months |
| Account Reconciliation/Research Fee | $15.00 per hour |
| Electronic Bill Payment | FREE |
| Excessive Money Market Transfer/Withdrawal Fee (more than 6 per month) | $5.00 per withdrawal |
| Excessive Share Savings Transfer/Withdrawal Fee (more than 6 per month) | $5.00 per withdrawal |
| Forced Placed Insurance Administrative Fee | $75.00 |
| Inactive Account — No Activity in 12 months | $5.00 per month |
| Money Order Fee | $1.50 per item |
| Official Checks (3rd Party/Cashier’s) | $5.00 per item |
| Online Account History/eStatements | FREE | Paper Statement Mailed | $2.00 per statement [Effective 6/1/19] |
| Returned Check Fee | $35.00 per item |
| Statement Copy Fee/Account History Printout | $5.00 per month |
| Western Union Fee | $15.00 |
| Wire Transfer Fee (Outgoing Domestic) | $20.00 per wire |
| Wire Transfer Fee (Outgoing International) | $40.00 per wire |
| Writ of Attachment/Tax Levy Fee | $75.00 |