Credit Union Difference
Here’s why banking is better at a Credit Union!
Unlike other financial institutions‚ credit unions are owned by the people who do business with them. The Board of Directors is democratically elected from among the members‚ and each member is entitled to one vote—regardless of the amount on deposit with the Credit Union. Credit unions are not-for-profit and there are no outside stockholders. That means all excess profits are returned to the members in the form of higher savings rates‚ lower loan rates and lower fees for services than most other financial institutions.
Credit unions are well-noted for the high level of service provided to their members—and GPOFCU is no exception!
GPOFCU offers a wide variety of services‚ designed with you in mind. We offer savings and investments‚ virtually every type of loan‚ “Fresh Start” products to help financially challenged members‚ high-paying IRA dividends for retirement planning‚ and personal service to assist with achieving your financial goals. Access to your accounts is convenient and seamless with enhanced online & mobile banking‚ nationwide surcharge-free ATM networks‚ direct deposit‚ and 24/7 audio response phone teller.
We welcome you to GPOFCU. Once a member‚ always a member.
Our Mission Statement
TO DELIVER EXCEPTIONAL SERVICE, BUILT ON TRUST, WHILE MEETING THE PRIMARY FINANCIAL NEEDS OF OUR MEMBERS.
Your Credit Union Funds are Secure!
Your deposits at the GOVERNMENT PRINTING OFFICE FCU are safe and secure. Member deposits in federal and almost all state chartered credit unions are federally insured by the NCUA, through the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF is in strong condition, secure, well-capitalized and backed by the full-faith and credit of the United States Government. Consumers who have federally insured funds in credit unions should rest assured that their deposits (all types of share accounts, including regular shares, share drafts, money market accounts, and share certificates) are safe up to at least $250,000.00 per account.
You may obtain additional separate coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts and you properly complete account forms and applications. For example, if you have a regular share account and an Individual Retirement Account (IRA) at the same credit union, the regular share account is insured up to $250,000 and the IRA is separately insured up to $250,000. However, if you have a regular share account, a share certificate, and a share draft account, all in your own name, you will not have additional coverage. Those accounts will be added together and insured up to $250,000 as your individual account.
Use this NCUA Estimator to determine your credit union share insurance coverage.
The National Credit Union Administration is the independent federal agency that regulates, charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of all federal credit unions and the overwhelming majority of state-chartered credit unions.